I just stumbled across this post. Could this have something to do with it?
It's not impossible that it was a different ship, it being long before the social media era and all.
The only thing i would say is that rather than insurance fraud alone i could see another motive, perhaps some powerful passengers being passed off as dead. I don't have all my facts straight right now, just speculating.
As for the titan submarine implosion, there's some odd connections. The ceo of oceangate being married to the great granddaughter of two of the original passengers for one.
The great grand father wasn't some random guy, but a cofounder of macy's dept store. There's some occult symbolism relating to macy's that i heard about in a video once, but i forgot the details.
I mentioned these things in a previous post:
We also discussed some theories on this thread
https://www.google.com/amp/s/www.nbcnews.com/news/amp/rcna90336 A tale of two disasters: Missing Titanic sub captivates the world days after deadly migrant shipwreck A fishing boat crowded with migrants traveling from Libya to Italy sank in Greek waters last week. While hundreds are still...
vigilantcitizenforums.com
Also in 1898 a book that was predictive programming was published about the sinking of an "unsinkable" ship after striking an ice berg
en.m.wikipedia.org
Lastly, this video was recommended elsewhere regarding the titanic being purposely sank, and why.
Disclaimer, i haven't watched it yet and dont know if it is worth the time investment.