On a slightly more serious note:
The gold standard is also a scam, simply because the silver and gold is not in your pocket, like it was back in the 1900s, and whatever is presented as currency, to which the (supposed) gold deposits are linked, can still be manipulated. That's why they've allowed bitcoin: the same old no-intrinsic value maliable digits.
There's a 'Loan Agreement Challenge Letter' at this site which will definitely embarrass your bank where you have your car, house, student loan/s etc.:
https://bulletprooflaw.wordpress.com/
I doubt they'll be able to give an honest response, because they'll have to cancel the loan agreement if they do, and you'll know that you've got them in a corner.